Your Guide to DeLand Real Estate & Volusia County Properties
Loan Application Checklist
In general, the documentation you will need includes:
Check for application fee
Property Information (if you already have a contract on a house)
Purchase Agreement.
Copy of legal description and MLS sheet.
If you are selling your current home, copy of listing contract.
If you have sold your current home, copy of settlement statement (HUD-1).
Income & Assets
Pay stubs for the last 30 days.
For the past two years:
Names and addresses of each employer.
W-2s
Statements for each bank, mutual fund, and/or investment account for the last three months.
Estimated value of personal property and furniture.
If you have made any large deposits to your accounts:
Explanation and source for deposit.
If large deposit was a gift:
Signed gift letter (lender can supply).
Copy of gift check.
Copy of deposit receipt.
If you own more than 25% of a business:
Corporate or partnership tax returns.
If self-employed:
Tax returns for the last three years (with schedules).
Year-to-Date Profit and Loss Statement prepared by an accountant.
If you own rental property:
Tax returns for the last two years and current rental agreements.
If you are retired:
Pension Award Letter.
If you receive Social Security:
Social Security Award Letter.
If you are counting child support as income:
Copy of divorce settlement.
Copy of twelve months of cancelled child support checks.
Debts
Names, addresses, account numbers, balances and monthly payments on all current loans.
Explanation of credit report anomalies, including:
Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.
Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).
VA Loans
Copy of DD Form 214, Report of Separation.
Miscellaneous
Photo ID and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.
I will never share your personal information with any outside sources!
Your Guide to DeLand Real Estate and Volusia County Properties around Central Florida including these areas: DeLand, Orange City, Glenwood in DeLand, Victoria Park in DeLand, Victoria Commons in DeLand, Victoria Hills in DeLand, Brandywine in DeLand, Bent Oaks in DeLand, The Reserve at Bent Oaks in DeLand, Tomoka Woods in DeLeon Springs , Barberville, Beresford Lakes Terrace in DeLand, Hontoon Peninsula in DeLand, St. Johns River along Volusia County, Lake Beresford in DeLand, River Ridge in DeLand, Hontoon Marina in DeLand, Quail Hollow in DeLand, Blue Springs in Orange City, Daytona Park Estates in DeLand, Enterprise, Enterprise in Orange City, Saxon Woods in Orange City, Longleaf Plantation in DeLand, DeBary, DeBary Golf & Country Club, DeBary Plantation, Deltona, Lake Helen, Cassadaga, Osteen, DeLeon Springs, Astor, Pierson, Seville, Lake Lindley, Lake Winnemissette, Samsula, Sanford, Lake Mack, Lake County, Whisperwood Mobile Homes, Meadowlea Estates Manufactured Homes, The Oaks, North Ridge in DeLand, Stetson University, Port Orange, Ormond Beach, Countryside, Holly Hill, Samsula, Forest Trace in DeLand, Mallory Square in DeLand, Port Orange Landings, Daytona Beach, Daytona Beach Shores, Seminole County real estate, Sanford, Orlando, Orange County real estate, DeLand Mobile Homes, A Better Place, Shops of DeLand, The Trails, Trails West in DeLand, Glenwood Springs in DeLand, Berry's Ridge in DeLand, Northridge in DeLand, Riviera Bella in DeBary, Blue Lake in DeLand, Glenwood Reserve in DeLand, Stone Island in Deltona, Glenn Abby in DeBary, and more!
Put the Power of Total Realty, The Jennifer Clark Team and Technology to work for you!
Michael Halpin, Realtor®, e-PRO and Volusia Property Showcase.com
Total Realty 2683 S. Woodland Blvd. DeLand, FL 32720
